A clear, educational guide explaining SEPP (72t), early retirement withdrawals, recalculations, and common IRS compliance mistakes.
 
What This Education Is Worth
A personalized SEPP (72(t) assessment typically costs $350+ and requires reviewing account balances, IRS tables, and long-term compliance risks.
This guide does not replace a personalized assessment — but it does give you the same foundational education we walk clients through before any plan is implemented.
For those who want to:
Understand SEPP before committing
Avoid costly misunderstandings
Have more informed conversations with professionals
This education is offered at $19.99.
 
Some readers decide that after reviewing the guide, they want a personalized assessment to confirm whether SEPP is appropriate for their specific situation.
If you would like a one-on-one SEPP assessment, we offer professional consultations that include:
Review of your retirement accounts
Method comparison (RMD vs amortization vs annuitization)
Compliance considerations and timeline
Clear next steps
Consultations are optional and not required.
👉 Learn more about scheduling a SEPP assessment